When someone has nothing to lose, that’s when true creativity and determination take hold. However, as Peale says, you have to have a fire in your brain and passion in your heart to make dreams come true…money will only get you so far.
It's the last day of April, Financial Literacy Month.
I hope you have enjoyed the quotes, tips, and information we have shared this month.
Let me know in the comments one thing you have learned this month.
Hopefully, you have received some information to help you on your financial journey.
Preparing for retirement doesn't have to be a chore. A few small changes can result in a much bigger retirement account balance, given enough time to compound.
Here are some ways to save more for retirement without reducing your quality of life:
#save #wealth #retirement #budgeting
Financial Literacy month is a great time to teach kids about finances. Make family finances fun!
Start young/start early. Most experts believe children can begin receiving financial education as early as age 6.
#familyfinances #personalfinance #wealthtips
πBig News at The Wealth Box!π
We're thrilled to welcome Pastor Markita Veal to our family! Her unwavering passion for guiding young adults in ministry has now found a new home in the realm of financial literacy and legacy building! ππΎ
π’ Don't miss your chance to be part of something greater! Join the #movement and let's create wealth that matters!
We’re just getting started! Stay tuned, stay wealthy, and never miss out! π€
This month take time to understand what Financial Literacy is, and how to incorporate steps to improve your financial situation.
#financialliteracy #financialliteracymonth #personalfinance
It's APRIL!
National Financial Literacy Month is celebrated in April, which is a great opportunity for us to check and promote our financial situation and skills. If you consider yourself illiterate in terms of finances then you are not alone! It does not matter if you have just started earning or have been earning for a long time, every day is a chance to reflect upon your spendings and improve your finances.
I will be sharing a lot of great information throughout the month.
#financialliteracy #financialliteracymonth #personalfinance
π¨ Exciting news! Ashley Rowe is now part of the Wealth Box family!
π With her realtor background, Ashley is bringing her expertise to financial game planning, helping families thrive. π‘π° We're growing and seeking passionate individuals to join our mission of spreading financial literacy. Are you ready to make an impact? Join our dynamic team!
#NewTeamMember #FinancialPlanning #RealEstateExpertise #TheWealthBox #JoinUs
We look forward to connecting with you soon!
"Debt can cause significant stress and physical and mental ailments. It can also cause people to miss out on vacations, family time, or a better quality of life.
Overwhelming consumer debt equates to major opportunity costs,” said Christensen. Households that are using their entire current income to pay off past purchases will miss the following financial opportunities."
Todd R. Christensen, author and Housing and Education Manager at Debt Reduction Services
A lot of things can distract from a savings plan.
Here are a few tips to navigate through life and stay on track with your savings goals.
#savings #savemoney #budget #moneygoals
Not hitting your financial goals can sometimes be difficult.
It doesn’t mean you failed the first time.. it means you gained the experience you need to succeed next time..
remember… failure is just a stepping stone to success.
Saving a significant amount of money can be hard.
TRY THIS TIP! Make your savings account non-negotiable.
#financetips #moneymindset #wealthtips #personalfinance #financegoals #savemoney
Emergencies are never planned. When they come they can be small or catastrophic. Money can solve almost any emergency.
Money can help with health emergencies.
Money can help with household emergencies.
In 2024, starting an emergency fund is the first step in planning your finances.
#financialplan #savings #money #moneymatters #moneytips #saveingtips
What legacy are you leaving for future generations?
By showing families how to protect their income, take control of their debt, and save for retirement, we can help change their family legacy for generations to come!
#wealthbuilding #wealthmindset #legacy #future
These tips have been recommended by world-renowned financial experts. I agree that trying to follow this plan will help build a strong financial future.
You can't do it all at once, you just have to start.
Let's talk if you need help getting started in 2024.
#inancialfuture #financialplan #financialtips #personalfinancetips
Great strategy session today with one of our #KingdomPartnerships to game-plan a four part Financial Hope for You workshop series! It will be a free resource for the community! More details to come! ππΎπ₯
Make family finances fun!
Start young/start early. Most experts believe children can begin receiving financial education as early as age 6.
#familyfinances #personalfinance #wealthtips
Cultivate the process daily!
4 tips to reframe your money mindset
Try a little 'brain-training' to shift your financial habits and perspective
1. Pinpoint the motivations behind your financial decisions
2. Make spending a little less easy
3. Carve out dedicated time to confront your finances.
4. Let yourself have some enjoyment
Just like saving money a little at a time - add the good things just a little at a time. Not talking just about material things, but rather about good habits, good friends, good experiences, and good memories. Those are the true treasures of life.
Have you noticed those miscellaneous taxes, fees, and surcharges on services and household bills?
Many times we never notice where extra money is going.
Call and question charges that are not valid. Pull in the runaway money!
The importance of making a budget is a financial lesson that can’t be overemphasized. Below are five good reasons why everyone should create and stick to a budget.
1. Helps You Work Toward Long-Term Goals
2. Can Keep You from Overspending
3. Can Make Retirement Saving Easier
4. Helps You Prepare for Emergencies
5. Can Reveal Spending Habits
With my background and expertise in banking and finance, I wanted to offer some information if you are moving banks or opening a new account.
Don't forget to ask these questions. #money #moneymatters #personalfinance
2024 is Here! Hello everyone, are you ready for the New Year?
Set your goals high and together we can accomplish them.
Have a great day!
#NewYear #NewYearGoals
I serve a God of the #NOW…
When is God going to do it? #NOW
When am I going to start playing to win? #NOW
When am I going to stop doubting? #NOW
When am I going to take my hands off and trust God? #NOW
When am I going to stop playing small? #NOW
WHEN DOES 2024 miracles, signs, and wonders start? Yep, you guessed it!!! #NOW!!!
Let’s goooo! #BigGod #iAmKaSei #LegendaryMindset ππΎπ₯β€οΈ
Praise report! On a zoom completing an annual review with our first investment client, from the launch last year.
They started with $188,000; today the balance is $250,945!!! Y’all that’s a 35.43% rate of return!!!
Men lie, women lie, BUT.. numbers don’t! We’re managing over a quarter million dollars y’all! #GenerationalWealthBuilders
ππΎπ₯β€οΈ
We will be starting a New Year and it's a good time to get a new financial mindset.
Budgeting and saving are popular New Year's Resolutions.
If this is your goal, here are 10 tips to get started.
#NewYearBudget #MoneyMatters #MoneyMindset
If a neighbor or friend buys you a holiday gift do you feel obligated to purchase a gift in return?
Pressure to buy a gift to reciprocate can cause overspending and breaking the budget during the holidays. Feeling bad for not gifting back can cause emotional spending. Not everyone who buys a gift is expecting a gift in return. Some gifts are meaningful and do not cost a lot of money.
What's the meaning of this quote?
Quote Meaning: This quote speaks to the concept of generosity and the idea that true wealth lies in the act of giving rather than accumulating possessions or material wealth. It suggests that the most valuable form of wealth is that which is shared and bestowed upon others.
The quote implies that the wealth we possess or accumulate in terms of material possessions or monetary resources is temporary and transient. However, the wealth we give away through acts of kindness, compassion, and philanthropy has the potential to create a lasting impact and be remembered beyond our own lifetime.
December brings the sweetness of gingerbread, the warmth of fireplaces, and the joy of giving. πͺπ₯π
Let's spread the cheer and make this December a season to remember. π₯π
Some of these are pretty nice gifts to receive!
If you are short on cash this holiday season, which one of these can you give as a gift?
Let me know in the comments below!
You don't have to answer.
βBig spenders love nice cars, new gadgets
βSavers are not concerned about following the latest trends
βShoppers often develop great emotional satisfaction from spending money.
βDebtors don't spend much time thinking about their money and therefore don't keep tabs on what they spend and where they spend it.
βInvestors are consciously aware of money. They understand their financial situations and try to put their money to work.
#money #moneyminded #moneymindset
If you want to start saving as a New Year's Resolution Here are 6 Ways to Prepare a Budget for 2024
1. Evaluate Your Debts and Bills- Compare current to previous year.
2. Reduce Expenses- Find things to cut back on.
3. Budget Method- Paper, spreadsheet, or electronically.
4. Set realistic goals- Be strict, but not unrealistic.
5. Method of saving- Electronic transfers are best.
6. Start an emergency fund- So it does not come from savings.
#budgeting #saving #goals #moneyminded #moneygoals
What types of accounts can you open online at your bank?
Most banks have an online option for opening a savings account by transferring the funds from a checking account. (Bankrate)
What do your spending habits reveal about your personality?
A psychological study from the Financial Psychology Institute shows that people who have trouble spending money experience a lot of distress when they’re considering spending.
People who have trouble limiting their spending, on the other hand, are more carefree and focused on the present, so they only see green lights when it comes to shopping decisions.
#moneymindset #moneyhabits #personalfinance
Do you have a list of financial goals?
How many of these financial goals have you accomplished?
1,2, or 3? Maybe more! Let me know β¬ β¬ how many. You don't have to name them.
#finances #financialgoals #moneygoals ##budget
Do you sense emotions surface when you are dealing with your money? It can be subtle or strong.
Money is emotional.
Would you like to help others and share how you handle those emotions?
#money #moneymatters #emotions
If you are realizing these positive money habits in your life you are probably on your way to good money management.
How many of these can you check off your list?
#moneymanagement #moneyhacks #lifetips #financetips #personalfinance
These percentages are high. Do you fall into these percentages?
90% of Americans say money impacts their stress level, according to a survey from Thriving Wallet.
What have you learned about your relationship with money that helps reduce financial stress?
#financialgrowth #mindset #moneyhabits
You don't have to answer. Just think about your answer. Do you fit into any of these categories?
Around three in four (74 percent) U.S. adults have a financial regret, according to a new Bankrate survey. Most commonly, Americans regret not saving for retirement early enough (21 percent), taking on too much credit card debt (15 percent), or not saving enough for emergency expenses (14 percent).
Did you know that MONEY ANXIETY IS REAL?
Money anxiety, in basic terms, happens when you worry about your income or fear something bad could happen with your finances. To put it another way, it's an emotional response to your financial situation. But money anxiety doesn't necessarily mean you have no money at all.
When money and financial concerns cause ongoing stress in your life, you could eventually begin to experience some feelings of anxiety as a result. This anxiety can, in turn, have a negative impact on your quality of life. Remember, you can work on ways to fix your income, but you can't easily recover from health conditions due to stress.
#moneymindset #moneyanxiety #moneymatters
Happy National Financial Awareness Day π²πΈπ°
Today is a good time to start organizing your finances.
You can use the following tips to get started.
1. Start a savings account even if you start small.
2. Curb spending to grow savings.
3. Create a budget you can stick to.
4. Set an achievable goal.
5. Hold yourself accountable.
Let's talk about your finances.
#moneymatters #moneymindset #moneytips #financialawareness
A new special message. I was inspired to share this with you!
Could Car Chronicles become a new thing? That's a good idea for a new video series. ππ
#mindset #inspiration #lifetips #howto #motivation #successtips
Recognizing the source of these feelings is the first step to solving the patterns that result from this mindset
I have a lot of content on fear coming in the future. Stay tuned.
#mindset #fearoflack #lifetips